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Rankings / Best custom checkouts for Shopify

Best PayWhirl alternatives in 2026

PayWhirl is a solid option, and for some stores it's still the right one. If it doesn't fit yours on price, fees or payment providers, these are the checkouts worth a look, starting with ours. Each card shows what it costs, where it runs and its trade-offs.

Updated for 2026 · prices checked October 2026

Quick comparison

  1. 1Settl$34.99/monthShopify stores that want their own branded checkout on their own payment provider, with 0% per orderShopify
  2. 2PayWhirlFree plan · from $9/month + 2% per orderMerchants that bill subscriptions on Shopify and other sitesShopify, BigCommerce, and more
  3. 3Seal SubscriptionsFree plan · from $5,95/monthSmall stores that want cheap subscriptions with 0% feesShopify
  4. 4Appstle SubscriptionsFree plan · from $10/monthStores that want low-cost subscriptions with 24/7 supportShopify
  5. 5Rechargefrom $25/monthEstablished subscription brands that want the market leaderShopify
  6. 6Loop SubscriptionsFree plan · from $99/month + 1% per orderShopify subscription brands that want bundles and cancel flowsShopify
  7. 7CrispCheckout$99/month + 0.5% per orderShopify stores on Whop that want subscriptionsShopify

How we ranked

Settl is our product, so it's first. PayWhirl is second because it remains a strong choice for some stores; we say which ones. The rest are ordered by how close they are to what PayWhirl does.

Competitor details come from their public pricing pages and app listings, checked October 2026. Prices and plans change, so check each tool's own site before you decide. All names are trademarks of their owners; Settl isn't affiliated with them.

  1. 1. Settl

    Our pick · Our product

    Best for: Shopify stores that want their own branded checkout on their own payment provider, with 0% per order

    Starting price
    $34.99/month
    first month $5.99 · 0% per order
    Platforms
    Shopify

    Your own checkout on your own domain, paid through your own Whop, Stripe, Mollie, PayPal, Revolut, Airwallex or other account. Every paid checkout becomes a normal Shopify order.

    Why stores pick Settl over PayWhirl

    • 0% per order instead of a percentage on every renewal
    • Your own branded checkout for one-off and subscription orders
    • Renewals on your Stripe or Mollie account become Shopify orders

    Cons

    • – No subscription billing
    • – No Shop Pay: buyers pay on your own checkout, not Shopify's
  2. 2. PayWhirl

    Best for: Merchants that bill subscriptions on Shopify and other sites

    Starting price
    Free plan · from $9/month + 2% per order
    Platforms
    Shopify, BigCommerce, and more

    Subscription billing for Shopify, BigCommerce or any website, with a monthly fee plus a percentage per transaction.

    What PayWhirl does well

    • Works off Shopify too
    • Free plan with 0% on the first $5.000 processed
    • US phone support and help with installation

    Stay with PayWhirl if…

    • You bill subscriptions on BigCommerce or a non-Shopify site.
    • You want phone support and installation done for you.

    Cons

    • A percentage on every plan: 3% on Free, 2% on Pro ($9/month)
    • On Shopify it uses Shopify's checkout and gateways
  3. 3. Seal Subscriptions

    Best for: Small stores that want cheap subscriptions with 0% fees

    Starting price
    Free plan · from $5,95/month
    Platforms
    Shopify

    Budget Shopify subscription app for memberships, boxes, free trials and digital access, with 0% transaction fee on every plan.

    Pros

    • Free plan, paid from $5,95/month
    • 0% transaction fee on all plans
    • 4.9 stars from over 3.100 reviews on the Shopify App Store

    Cons

    • Price rises with your number of subscribers
    • Subscriptions only; Shopify's checkout and payments stay as they are
  4. 4. Appstle Subscriptions

    Best for: Stores that want low-cost subscriptions with 24/7 support

    Starting price
    Free plan · from $10/month
    Platforms
    Shopify

    Shopify subscription and subscription-box app with 0% transaction fee and the most reviews in the category.

    Pros

    • Free up to $500/month in subscription revenue, then from $10/month
    • 0% transaction fee
    • 5.0 stars from almost 9.000 reviews on the Shopify App Store

    Cons

    • Price tiers rise with subscription revenue
    • Subscriptions only; it doesn't change your checkout or provider
  5. 5. Recharge

    Best for: Established subscription brands that want the market leader

    Starting price
    from $25/month
    Platforms
    Shopify

    The largest Shopify subscription platform, running on Shopify's checkout. It now also owns Skio.

    Pros

    • Mature churn prevention and failed-payment recovery
    • Entry plan at $25/month with no transaction fees for the first 50 subscribers
    • 4.8 stars from over 3.100 reviews on the Shopify App Store

    Cons

    • Starter is $99/month plus 1.49% + 19¢ per transaction
    • Subscriptions stay on Shopify's checkout and payment setup
  6. 6. Loop Subscriptions

    Best for: Shopify subscription brands that want bundles and cancel flows

    Starting price
    Free plan · from $99/month + 1% per order
    Platforms
    Shopify

    Shopify-native subscription app with bundles, cancel flows, dunning, a branded portal and one-click checkout links.

    Pros

    • Free plan up to 50 active subscriptions
    • Bundles, cancel flows and upgrade offers in the portal
    • 5.0 stars from 781 reviews on the Shopify App Store

    Cons

    • Starter is $99/month plus 1.0%
    • Stays on Shopify's checkout and payment setup
  7. 7. CrispCheckout

    Best for: Shopify stores on Whop that want subscriptions

    Starting price
    $99/month + 0.5% per order
    Platforms
    Shopify

    Branded Shopify checkout powered by your own Whop account, on your own domain, with orders created in Shopify.

    Pros

    • Self-serve setup; free to build and preview before going live
    • Subscriptions with dunning and a customer portal (Pro)
    • Drag-and-drop builder with raw HTML, and one-click refunds to card and Shopify

    Cons

    • Whop is the only payment provider
    • 0.5% per order on top of $99/month per store

Questions

What is the best PayWhirl alternative in 2026?+

For most Shopify stores that want their own branded checkout on their own payment providers, we think Settl: $34.99 a month and 0% per order. Settl is our product, so weigh that. The other checkouts on this page are good picks for specific needs.

Why is PayWhirl ranked second?+

Because for some stores it's still the best fit. We list what PayWhirl does well and who should stay with it, so you can decide for yourself.

How do I switch from PayWhirl to Settl?+

Connect your own payment provider accounts, style your checkout and add one line to your Shopify theme. Every paid checkout becomes a normal Shopify order, so stock and fulfilment keep working as they do now.

Where do the prices on this page come from?+

From each tool's public pricing page, checked October 2026. Prices change, so check their own site before you decide.

How much does Settl cost?+

The checkout is $34.99 a month (first month $5.99), or $54.99 a month with 99,9% Tracking included. 0% per order from Settl; your payment provider's own fees apply.

Your own checkout. 0% per order.

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Best PayWhirl alternatives in 2026 · Settl