Compare / PayWhirl
Settl vs PayWhirl
PayWhirl is subscription billing for Shopify, BigCommerce or any website, priced as a monthly fee plus a percentage per transaction. On Shopify it uses Shopify's checkout. Settl is a checkout for Shopify with subscribe & save built in, on your own Stripe or Mollie account, at a flat price with 0% per order. For Shopify stores, Settl is a PayWhirl alternative without the percentage; if you sell outside Shopify, PayWhirl covers platforms Settl's checkout doesn't.
What it is
Settl
Your own branded checkout with subscribe & save built in
PayWhirl
Subscription billing for Shopify, BigCommerce or any website
Price
Settl
€29,99/month (checkout), €49,99 with tracking. First month from €4,99
PayWhirl
Shopify: Free (0% on the first $5,000, then 3%); Pro $9/month + 2%; Traction $29 + 1.5%; Scale $149 + 0.75% (checked October 2026)
Fee per transaction
Settl
0%
PayWhirl
0.75% to 3%, depending on plan
Platforms
Settl
Shopify
PayWhirl
Shopify, BigCommerce and any website
Payment provider for renewals
Settl
Your own Stripe or Mollie account
PayWhirl
On Shopify, Shopify's checkout and gateways; see their site for details
Renewals in Shopify
Settl
Each renewal becomes a normal Shopify order
PayWhirl
See their site
Also included
Settl
One-off checkout, order bump, offer after purchase, checkout A/B testing
PayWhirl
Upsell Wizard integration, expert installation
| Settl | PayWhirl | |
|---|---|---|
| What it is | Your own branded checkout with subscribe & save built in | Subscription billing for Shopify, BigCommerce or any website |
| Price | €29,99/month (checkout), €49,99 with tracking. First month from €4,99 | Shopify: Free (0% on the first $5,000, then 3%); Pro $9/month + 2%; Traction $29 + 1.5%; Scale $149 + 0.75% (checked October 2026) |
| Fee per transaction | 0% | 0.75% to 3%, depending on plan |
| Platforms | Shopify | Shopify, BigCommerce and any website |
| Payment provider for renewals | Your own Stripe or Mollie account | On Shopify, Shopify's checkout and gateways; see their site for details |
| Renewals in Shopify | Each renewal becomes a normal Shopify order | See their site |
| Also included | One-off checkout, order bump, offer after purchase, checkout A/B testing | Upsell Wizard integration, expert installation |
PayWhirl details come from their public pages and app listings, checked October 2026. Prices and plans change — always check PayWhirl's own site before deciding. PayWhirl is a trademark of its owner; Settl isn't affiliated with them.
Pick PayWhirl if…
- You bill subscriptions on BigCommerce or a site that isn't Shopify.
- You want US phone support and installation done for you.
- Your volume is low and the free plan's first $5,000 at 0% covers you.
Pick Settl if…
- You want subscriptions on Shopify without a percentage on every renewal.
- You want one-off and subscription orders on your own branded checkout.
- You want upsells and checkout A/B testing in the same flat price.
Questions
How much does PayWhirl cost compared to Settl?+
When we checked in October 2026, PayWhirl on Shopify ranged from a free plan (3% after the first $5,000) to Scale at $149 a month plus 0.75%. Settl is €29,99 a month for the checkout with subscriptions, or €49,99 with tracking, and 0% per order.
Does Settl work outside Shopify?+
Settl's checkout is for Shopify. Its 99,9% Tracking also works on WooCommerce. If you bill subscriptions on BigCommerce or another site, PayWhirl covers that.
Which payment providers handle Settl subscriptions?+
Stripe and Mollie, connected with your own accounts. The money goes straight to you; Settl never holds it.
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